2025 Ira Contribution Limits Catch Up Over 55. The 2025 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older. For 2025, the total contributions you make each year to all of your traditional iras and roth iras can't be more than:

These limits apply to traditional iras and. The maximum amount you can contribute to a roth ira for 2025 and 2025 is $7,000 if you’re younger than age 50.